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Supported payout methods

Please refer to the sections below for the key required fields and other considerations for each supported method.

FedNow

FedNow instant payment service for same-day domestic US payments

Supported currencies

USD

Timing

Transaction limits

Fields

Payout Method Type

payout_method_type
string
required
Value: UnitedStatesFednow

ABA Routing Number

routing_value1
string
required
9-digit FedNow routing number to identify a bank in the United StatesValidation:
  • Exactly 9 characters.
  • Must match this regular expression: ^[0-9]{9}$
  • routing_number
Example: 021000021

Routing Type

routing_type1
string
required
Value: aba

Account Number

account_number
string
required
Your bank account number (up to 50 alphanumeric characters)Validation:
  • Between 1 and 50 characters (inclusive).
  • Must match this regular expression: ^[0-9A-Za-z]{1,50}$
Example: 1234567890

ACH

Automated Clearing House transfer for domestic US payments

Supported currencies

USD

Timing

Transaction limits

Fields

Payout Method Type

payout_method_type
string
required
Value: UnitedStatesAch

ABA Routing Number

routing_value1
string
required
9-digit number found on the bottom of your checkValidation:
  • Exactly 9 characters.
  • Must match this regular expression: ^[0-9]{9}$
  • routing_number
Example: 021000021

Routing Type

routing_type1
string
required
Value: aba

Account Number

account_number
string
required
Your bank account numberValidation:
  • Between 4 and 17 characters (inclusive).
  • Must match this regular expression: ^[0-9A-Za-z]{4,17}$
Example: 1234567890

Account Type

account_type
string
required
Value: One of checking, savings

Wire Transfer

Domestic wire transfer for same-day US payments

Supported currencies

USD

Timing

Transaction limits

Fields

Payout Method Type

payout_method_type
string
required
Value: UnitedStatesFedwire

ABA Routing Number

routing_value1
string
required
9-digit routing number to identify a bank in the United StatesValidation:
  • Exactly 9 characters.
  • Must match this regular expression: ^[0-9]{9}$
  • routing_number
Example: 021000021

Routing Type

routing_type1
string
required
Value: aba

Account Number

account_number
string
required
Your bank account number (up to 26 digits)Validation:
  • Between 1 and 26 characters (inclusive).
  • Must match this regular expression: ^[0-9]{1,26}$
Example: 1234567890

International Wire Transfer

International wire transfer via SWIFT network

Supported currencies

AUD, CAD, CHF, CNY, CZK, DKK, EUR, GBP, HKD, HUF, ILS, JPY, NOK, NZD, PLN, RON, SEK, SGD, THB, TRY, USD, ZAR

Timing

Transaction limits

Fields

Payout Method Type

payout_method_type
string
required
Value: SwiftInternational

Currency

currency
string
required
Value: One of AUD, CAD, CHF, CNY, CZK, DKK, EUR, GBP, HKD, HUF, ILS, JPY, NOK, NZD, PLN, RON, SEK, SGD, THB, TRY, USD, ZAR

Recipient Bank SWIFT/BIC Code

swift_code
string
required
8 or 11 character SWIFT code of recipient bankValidation:
  • Between 8 and 11 characters (inclusive).
  • Must match this regular expression: ^[A-Z]{6}[A-Z0-9]{2}([A-Z0-9]{3})?$
  • bic
Example: CHASUS33

Routing Type

routing_type1
string
required
Value: bic

Intermediary Bank SWIFT/BIC

routing_value1
string
Optional, only needed if routing through correspondent bankValidation:
  • Between 8 and 11 characters (inclusive).
  • Must match this regular expression: ^[A-Z]{6}[A-Z0-9]{2}([A-Z0-9]{3})?$
  • bic
Example: CHASUS33

Account Number

account_number
string
required
Validation:
  • Between 1 and 26 characters (inclusive).
  • Must match this regular expression: ^[0-9A-Za-z]{1,26}$
Example: 50001121

Notes

  • All payments sent via SWIFT will be instructed such that the full value of the payment should credit the beneficiary. However, Acclaim is not in control of intermediary bank adherence to SWIFT messages and cannot guarantee that the beneficiary bank will not charge their account holder for receipt of payment.

Paper Check

Physical check mailed to your address

Supported currencies

USD

Timing

Transaction limits

Fields

Payout Method Type

payout_method_type
string
required
Value: PaperCheck

Notes

  • We monitor each check until it is cashed or voided.
  • If a check is not cashed within 90 days, it is cancelled and the payout is reversed. The funds return to your Acclaim balance.
Last modified on June 23, 2026