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Supported payout methods

Payout methodCurrenciesTypical timing
FedNowUSD0-1 business days
ACHUSD0-2 business days
Wire TransferUSD0-1 business days
Paper CheckUSD2-6 business days
International Wire TransferSee below0-3 business days
Please refer to the sections below for the key required fields and other considerations for each supported method.

FedNow

FedNow instant payment service for same-day domestic US payments

Supported currencies

USD

Timing

AttributeValue
Processing windowSame day
Typical delivery0-1 business days
Business day dependencyYes
Supports instantYes

Transaction limits

Limit typeValue
MinimumNone
Maximum500,000 USD

Fields

Payout Method Type

payout_method_type
string
required
Value: UnitedStatesFednow

ABA Routing Number

routing_value1
string
required
9-digit FedNow routing number to identify a bank in the United StatesValidation:
  • Exactly 9 characters.
  • Must match this regular expression: ^[0-9]{9}$
  • routing_number
Example: 021000021

Routing Type

routing_type1
string
required
Value: aba

Account Number

account_number
string
required
Your bank account number (up to 50 alphanumeric characters)Validation:
  • Between 1 and 50 characters (inclusive).
  • Must match this regular expression: ^[0-9A-Za-z]{1,50}$
Example: 1234567890

ACH

Automated Clearing House transfer for domestic US payments

Supported currencies

USD

Timing

AttributeValue
Processing windowBusiness days
Typical delivery0-2 business days
Business day dependencyYes
Supports instantNo

Transaction limits

Limit typeValue
MinimumNone
Maximum99,999,999.99 USD

Fields

Payout Method Type

payout_method_type
string
required
Value: UnitedStatesAch

ABA Routing Number

routing_value1
string
required
9-digit number found on the bottom of your checkValidation:
  • Exactly 9 characters.
  • Must match this regular expression: ^[0-9]{9}$
  • routing_number
Example: 021000021

Routing Type

routing_type1
string
required
Value: aba

Account Number

account_number
string
required
Your bank account numberValidation:
  • Between 4 and 17 characters (inclusive).
  • Must match this regular expression: ^[0-9A-Za-z]{4,17}$
Example: 1234567890

Account Type

account_type
string
required
Value: One of checking, savings

Wire Transfer

Domestic wire transfer for same-day US payments

Supported currencies

USD

Timing

AttributeValue
Processing windowSame day
Typical delivery0-1 business days
Business day dependencyYes
Supports instantNo

Transaction limits

Limit typeValue
MinimumNone
MaximumNone

Fields

Payout Method Type

payout_method_type
string
required
Value: UnitedStatesFedwire

ABA Routing Number

routing_value1
string
required
9-digit routing number to identify a bank in the United StatesValidation:
  • Exactly 9 characters.
  • Must match this regular expression: ^[0-9]{9}$
  • routing_number
Example: 021000021

Routing Type

routing_type1
string
required
Value: aba

Account Number

account_number
string
required
Your bank account number (up to 26 digits)Validation:
  • Between 1 and 26 characters (inclusive).
  • Must match this regular expression: ^[0-9]{1,26}$
Example: 1234567890

Paper Check

Physical check mailed to your address

Supported currencies

USD

Timing

AttributeValue
Processing windowBusiness days
Typical delivery2-6 business days
Business day dependencyYes
Supports instantNo

Transaction limits

Limit typeValue
MinimumNone
Maximum99,999,999.99 USD

Fields

Payout Method Type

payout_method_type
string
required
Value: PaperCheck

International Wire Transfer

International wire transfer via SWIFT network

Supported currencies

AOA, ARS, AUD, BDT, BGN, BRL, BWP, CAD, CHF, COP, CZK, DKK, EGP, EUR, GBP, GMD, HKD, HUF, IDR, ILS, INR, JPY, KES, KRW, LKR, LSL, MAD, MGA, MWK, MYR, NAD, NGN, NOK, NZD, PEN, PHP, PLN, PYG, RON, RWF, SEK, SGD, THB, TRY, USD, UYU, VND, XAF, XOF, ZAR, ZMW

Timing

AttributeValue
Processing windowBusiness days
Typical delivery0-3 business days
Business day dependencyYes
Supports instantNo

Transaction limits

Limit typeValue
MinimumNone
MaximumNone

Fields

Payout Method Type

payout_method_type
string
required
Value: SwiftInternational

Currency

currency
string
required
Value: One of AOA, ARS, AUD, BDT, BGN, BRL, BWP, CAD, CHF, COP, CZK, DKK, EGP, EUR, GBP, GMD, HKD, HUF, IDR, ILS, INR, JPY, KES, KRW, LKR, LSL, MAD, MGA, MWK, MYR, NAD, NGN, NOK, NZD, PEN, PHP, PLN, PYG, RON, RWF, SEK, SGD, THB, TRY, USD, UYU, VND, XAF, XOF, ZAR, ZMW

Recipient Bank SWIFT/BIC Code

swift_code
string
required
8 or 11 character SWIFT code of recipient bankValidation:
  • Between 8 and 11 characters (inclusive).
  • Must match this regular expression: ^[A-Z]{6}[A-Z0-9]{2}([A-Z0-9]{3})?$
  • bic
Example: CHASUS33

Routing Type

routing_type1
string
required
Value: bic

Intermediary Bank SWIFT/BIC (Optional)

routing_value1
string
Required if routing through correspondent bankValidation:
  • Between 8 and 11 characters (inclusive).
  • Must match this regular expression: ^[A-Z]{6}[A-Z0-9]{2}([A-Z0-9]{3})?$
  • bic
Example: CHASUS33

Account Number

account_number
string
required
Validation:
  • Between 1 and 26 characters (inclusive).
  • Must match this regular expression: ^[0-9A-Za-z]{1,26}$
Example: 50001121

Notes

  • All payments sent via SWIFT will be instructed such that the full value of the payment should credit the beneficiary. However, Acclaim is not in control of intermediary bank adherence to SWIFT messages and cannot guarantee that the beneficiary bank will not charge their account holder for receipt of payment.
Last modified on March 29, 2026