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Supported payout methods

Payout methodCurrenciesTypical timing
Interac e-TransferCAD0-1 business days
EFTCAD0-1 business days
Bill PaymentCAD3-4 business days
International Wire TransferSee below0-3 business days
Please refer to the sections below for the key required fields and other considerations for each supported method.

Interac e-Transfer

Email or SMS-based money transfer

Supported currencies

CAD

Timing

AttributeValue
Processing windowSame day
Typical delivery0-1 business days
Business day dependencyYes
Supports instantYes

Transaction limits

Limit typeValue
MinimumNone
Maximum25,000 CAD

Fields

Payout Method Type

payout_method_type
string
required
Value: CanadaInterac

Recipient Email

routing_value1
string
required
Email address that will receive fundsValidation:
  • email_or_phone
Example: john@example.com

EFT

Canadian EFT system for domestic transfers

Supported currencies

CAD

Timing

AttributeValue
Processing windowSame day
Typical delivery0-1 business days
Business day dependencyYes
Supports instantNo

Transaction limits

Limit typeValue
MinimumNone
Maximum2,000,000 CAD

Fields

Payout Method Type

payout_method_type
string
required
Value: CanadaEft

Institution Number

routing_value1
string
required
3-digit bank identification numberValidation:
  • Exactly 3 characters.
  • Must match this regular expression: ^[0-9]{3}$
Example: 003

Routing Type

routing_type1
string
required
Value: institution_number

Transit Number

routing_value2
string
required
5-digit branch identification numberValidation:
  • Exactly 5 characters.
  • Must match this regular expression: ^[0-9]{5}$
Example: 00001

Routing Type 2

routing_type2
string
required
Value: transit_number

Account Number

account_number
string
required
Validation:
  • Between 7 and 12 characters (inclusive).
  • Must match this regular expression: ^[0-9]{7,12}$
Example: 1234567

Bill Payment

Canadian Bill Payment system

Supported currencies

CAD

Timing

AttributeValue
Processing windowBusiness days
Typical delivery3-4 business days
Business day dependencyYes
Supports instantNo

Transaction limits

Limit typeValue
MinimumNone
MaximumNone

Fields

Payout Method Type

payout_method_type
string
required
Value: CanadaBillPayment

Routing Type

routing_type1
string
required
Value: biller_id

Biller ID

routing_value1
string
required
6-digit number to identify the billerValidation:
  • Exactly 6 characters.
  • Must match this regular expression: ^[0-9]{6}$
Example: 990001

Account Number

account_number
string
required
Validation:
  • At most 50 characters.
Example: Enter account number

International Wire Transfer

International wire transfer via SWIFT network

Supported currencies

AOA, ARS, AUD, BDT, BGN, BRL, BWP, CAD, CHF, COP, CZK, DKK, EGP, EUR, GBP, GMD, HKD, HUF, IDR, ILS, INR, JPY, KES, KRW, LKR, LSL, MAD, MGA, MWK, MYR, NAD, NGN, NOK, NZD, PEN, PHP, PLN, PYG, RON, RWF, SEK, SGD, THB, TRY, USD, UYU, VND, XAF, XOF, ZAR, ZMW

Timing

AttributeValue
Processing windowBusiness days
Typical delivery0-3 business days
Business day dependencyYes
Supports instantNo

Transaction limits

Limit typeValue
MinimumNone
MaximumNone

Fields

Payout Method Type

payout_method_type
string
required
Value: SwiftInternational

Currency

currency
string
required
Value: One of AOA, ARS, AUD, BDT, BGN, BRL, BWP, CAD, CHF, COP, CZK, DKK, EGP, EUR, GBP, GMD, HKD, HUF, IDR, ILS, INR, JPY, KES, KRW, LKR, LSL, MAD, MGA, MWK, MYR, NAD, NGN, NOK, NZD, PEN, PHP, PLN, PYG, RON, RWF, SEK, SGD, THB, TRY, USD, UYU, VND, XAF, XOF, ZAR, ZMW

Recipient Bank SWIFT/BIC Code

swift_code
string
required
8 or 11 character SWIFT code of recipient bankValidation:
  • Between 8 and 11 characters (inclusive).
  • Must match this regular expression: ^[A-Z]{6}[A-Z0-9]{2}([A-Z0-9]{3})?$
  • bic
Example: CIBCCATT

Routing Type

routing_type1
string
required
Value: bic

Intermediary Bank SWIFT/BIC (Optional)

routing_value1
string
Required if routing through correspondent bankValidation:
  • Between 8 and 11 characters (inclusive).
  • Must match this regular expression: ^[A-Z]{6}[A-Z0-9]{2}([A-Z0-9]{3})?$
  • bic
Example: CHASUS33

Account Number

account_number
string
required
Validation:
  • Between 7 and 35 characters (inclusive).
  • Must match this regular expression: ^[0-9]{7,35}$
Example: 7751788

Notes

  • All payments sent via SWIFT will be instructed such that the full value of the payment should credit the beneficiary. However, Acclaim is not in control of intermediary bank adherence to SWIFT messages and cannot guarantee that the beneficiary bank will not charge their account holder for receipt of payment.
Last modified on March 29, 2026