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Supported payout methods

Payout methodCurrenciesTypical timing
New Payments PlatformAUD0-1 business days
Direct Entry (BECS)AUD0-2 business days
BPAYAUD0-1 business days
International Wire TransferSee below0-3 business days
Please refer to the sections below for the key required fields and other considerations for each supported method.

New Payments Platform

Australian real-time payment system with PayID

Supported currencies

AUD

Timing

AttributeValue
Processing windowSame day
Typical delivery0-1 business days
Business day dependencyYes
Supports instantYes

Transaction limits

Limit typeValue
MinimumNone
Maximum10,000,000 AUD

Fields

Payout Method Type

payout_method_type
string
required
Value: AustraliaNpp

Transfer Method

routing_type1
string
required
Value: One of bsb, phone_number, email_address, australian_business_number, organisation_identifier

Transfer Method Value

routing_value1
string
Email, mobile number (+61), ABN, or ACNValidation:
  • payid_validation
Example: john.smith@email.com or +61412345678

Account Number

account_number
string
Validation:
  • Between 6 and 10 characters (inclusive).
  • Must match this regular expression: ^[0-9]{6,10}$
Example: 12345678

Direct Entry (BECS)

Australian direct entry bank transfer

Supported currencies

AUD

Timing

AttributeValue
Processing windowBusiness days
Typical delivery0-2 business days
Business day dependencyYes
Supports instantNo

Transaction limits

Limit typeValue
MinimumNone
MaximumNone

Fields

Payout Method Type

payout_method_type
string
required
Value: AustraliaBecs

Routing Type

routing_type1
string
required
Value: bsb

BSB Number

routing_value1
string
required
6-digit BSB in XXX-XXX formatValidation:
  • At most 7 characters.
  • Must match this regular expression: ^[0-9]{3}-[0-9]{3}$
Example: 062-001

Account Number

account_number
string
required
Validation:
  • Between 6 and 10 characters (inclusive).
  • Must match this regular expression: ^[0-9]{6,10}$
Example: 12345678

BPAY

Australian BPAY bill payment system

Supported currencies

AUD

Timing

AttributeValue
Processing windowSame day
Typical delivery0-1 business days
Business day dependencyYes
Supports instantNo

Transaction limits

Limit typeValue
MinimumNone
MaximumNone

Fields

Payout Method Type

payout_method_type
string
required
Value: AustraliaBpay

Routing Type

routing_type1
string
required
Value: bpay_biller_code

BPAY Biller Code

routing_value1
string
required
Unique number registered on BPAY to identify a biller (up to 10 digits)Validation:
  • Between 1 and 10 characters (inclusive).
  • Must match this regular expression: ^[0-9]{1,10}$
Example: 75556

Routing Type 2

routing_type2
string
required
Value: bpay_customer_reference

Customer Reference Number (CRN)

routing_value2
string
required
Unique number that the biller uses to identify your account or invoice (up to 20 digits)Validation:
  • Between 1 and 20 characters (inclusive).
  • Must match this regular expression: ^[0-9]{1,20}$
Example: 123456789012345678

International Wire Transfer

International wire transfer via SWIFT network

Supported currencies

AOA, ARS, AUD, BDT, BGN, BRL, BWP, CAD, CHF, COP, CZK, DKK, EGP, EUR, GBP, GMD, HKD, HUF, IDR, ILS, INR, JPY, KES, KRW, LKR, LSL, MAD, MGA, MWK, MYR, NAD, NGN, NOK, NZD, PEN, PHP, PLN, PYG, RON, RWF, SEK, SGD, THB, TRY, USD, UYU, VND, XAF, XOF, ZAR, ZMW

Timing

AttributeValue
Processing windowBusiness days
Typical delivery0-3 business days
Business day dependencyYes
Supports instantNo

Transaction limits

Limit typeValue
MinimumNone
MaximumNone

Fields

Payout Method Type

payout_method_type
string
required
Value: SwiftInternational

Currency

currency
string
required
Value: One of AOA, ARS, AUD, BDT, BGN, BRL, BWP, CAD, CHF, COP, CZK, DKK, EGP, EUR, GBP, GMD, HKD, HUF, IDR, ILS, INR, JPY, KES, KRW, LKR, LSL, MAD, MGA, MWK, MYR, NAD, NGN, NOK, NZD, PEN, PHP, PLN, PYG, RON, RWF, SEK, SGD, THB, TRY, USD, UYU, VND, XAF, XOF, ZAR, ZMW

Recipient Bank SWIFT/BIC Code

swift_code
string
required
8 or 11 character SWIFT code of recipient bankValidation:
  • Between 8 and 11 characters (inclusive).
  • Must match this regular expression: ^[A-Z]{6}[A-Z0-9]{2}([A-Z0-9]{3})?$
  • bic
Example: NATAAU3302S

Routing Type

routing_type1
string
required
Value: bic

Intermediary Bank SWIFT/BIC (Optional)

routing_value1
string
Required if routing through correspondent bankValidation:
  • Between 8 and 11 characters (inclusive).
  • Must match this regular expression: ^[A-Z]{6}[A-Z0-9]{2}([A-Z0-9]{3})?$
  • bic
Example: CHASUS33

Account Number

account_number
string
required
Validation:
  • Between 6 and 20 characters (inclusive).
  • Must match this regular expression: ^[0-9A-Za-z]{6,20}$
Example: 716978952

Notes

  • All payments sent via SWIFT will be instructed such that the full value of the payment should credit the beneficiary. However, Acclaim is not in control of intermediary bank adherence to SWIFT messages and cannot guarantee that the beneficiary bank will not charge their account holder for receipt of payment.
Last modified on March 29, 2026