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Supported payout methods

Payout methodCurrenciesTypical timing
CNAPSCNY0-1 business days
International Wire TransferSee below0-3 business days
Please refer to the sections below for the key required fields and other considerations for each supported method.

CNAPS

China National Advanced Payment System (CNAPS)

Supported currencies

CNY

Timing

AttributeValue
Processing windowSame day
Typical delivery0-1 business days
Business day dependencyYes
Supports instantYes

Transaction limits

Limit typeValue
MinimumNone
Maximum4,999,999 CNY

Fields

Payout Method Type

payout_method_type
string
required
Value: ChinaCnaps

Routing Type

routing_type1
string
required
Value: cnaps

CNAPS Code

routing_value1
string
required
12-digit China National Advanced Payment System (CNAPS) codeValidation:
  • Exactly 12 characters.
  • Must match this regular expression: ^[0-9]{12}$
Example: 102100099996

Account Number

account_number
string
required
Account number (8-34 digits)Validation:
  • Between 8 and 34 characters (inclusive).
  • Must match this regular expression: ^[0-9]{8,34}$
Example: 12345678901234567890

Bank Name

bank_name
string
required
Validation:
  • At most 200 characters.
Example: Enter bank name

Business Registration Number

business_registration_number
string
Conditional: Required for Company payees only.Business registration number (up to 30 characters)Validation:
  • At most 30 characters.
Example: Enter business registration number
Conditional: Required for Company payees only.Legal representative’s first name in Chinese (up to 15 characters)Validation:
  • At most 15 characters.
Example: Enter first name in Chinese
Conditional: Required for Company payees only.Legal representative’s last name in Chinese (up to 15 characters)Validation:
  • At most 15 characters.
Example: Enter last name in Chinese
Conditional: Required for Company payees only.Legal representative’s ID number (15 or 18 alphanumeric characters)Validation:
  • Between 15 and 18 characters (inclusive).
  • Must match this regular expression: ^[0-9A-Za-z]{15,18}$
Example: 123456789012345678

Personal ID Type

personal_id_type
string
Conditional: Required for Individual payees only.Value: CHINESE_NATIONAL_ID

Chinese National ID Number

personal_id_number
string
Conditional: Required for Individual payees only.Chinese National ID number (15 or 18 alphanumeric characters)Validation:
  • Between 15 and 18 characters (inclusive).
  • Must match this regular expression: ^[0-9A-Za-z]{15,18}$
Example: 123456789012345678

International Wire Transfer

International wire transfer via SWIFT network

Supported currencies

AOA, ARS, AUD, BDT, BGN, BRL, BWP, CAD, CHF, CNY, COP, CZK, DKK, EGP, EUR, GBP, GMD, HKD, HUF, IDR, ILS, INR, JPY, KES, KRW, LKR, LSL, MAD, MGA, MWK, MYR, NAD, NGN, NOK, NZD, PEN, PHP, PLN, PYG, RON, RWF, SEK, SGD, THB, TRY, USD, UYU, VND, XAF, XOF, ZAR, ZMW

Timing

AttributeValue
Processing windowBusiness days
Typical delivery0-3 business days
Business day dependencyYes
Supports instantNo

Transaction limits

Limit typeValue
MinimumNone
MaximumNone

Fields

Payout Method Type

payout_method_type
string
required
Value: SwiftInternational

Currency

currency
string
required
Value: One of AOA, ARS, AUD, BDT, BGN, BRL, BWP, CAD, CHF, CNY, COP, CZK, DKK, EGP, EUR, GBP, GMD, HKD, HUF, IDR, ILS, INR, JPY, KES, KRW, LKR, LSL, MAD, MGA, MWK, MYR, NAD, NGN, NOK, NZD, PEN, PHP, PLN, PYG, RON, RWF, SEK, SGD, THB, TRY, USD, UYU, VND, XAF, XOF, ZAR, ZMW

Recipient Bank SWIFT/BIC Code

swift_code
string
required
8 or 11 character SWIFT code of recipient bankValidation:
  • Between 8 and 11 characters (inclusive).
  • Must match this regular expression: ^[A-Z]{6}[A-Z0-9]{2}([A-Z0-9]{3})?$
  • bic
Example: PCBCCNBJSZX

Routing Type

routing_type1
string
required
Value: bic

Intermediary Bank SWIFT/BIC (Optional)

routing_value1
string
Required if routing through correspondent bankValidation:
  • Between 8 and 11 characters (inclusive).
  • Must match this regular expression: ^[A-Z]{6}[A-Z0-9]{2}([A-Z0-9]{3})?$
  • bic
Example: CHASUS33

Account Number

account_number
string
required
Validation:
  • Between 8 and 34 characters (inclusive).
  • Must match this regular expression: ^[0-9A-Za-z]{8,34}$
Example: 44250100003700000259

Notes

  • All payments sent via SWIFT will be instructed such that the full value of the payment should credit the beneficiary. However, Acclaim is not in control of intermediary bank adherence to SWIFT messages and cannot guarantee that the beneficiary bank will not charge their account holder for receipt of payment.
Last modified on March 29, 2026