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Send money with precision and control. Acclaim’s disburse capabilities power payouts to vendors, policyholders, claimants, and partners across currencies and payment methods. From collecting recipient details to confirming delivery, every payout is tracked, configurable, and reconciled in one place.

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How disburse works

Disburse is built around a simple lifecycle: create, collect details, send, and track.
  1. Create a payout Define the amount, currency, and recipient. Payouts can be created via API, file upload, or the Console.
  2. Collect recipient details (if needed) If required information is missing, Acclaim generates a payout link to securely collect and validate details.
  3. Send funds Once ready, funds are delivered via the selected payout method and currency.
  4. Track and reconcile Monitor status, receive webhooks, and access receipts and remittance details for reconciliation.

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Core concepts

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Payouts

A payout represents a transfer of funds to a recipient. It includes the amount, currency, recipient, and delivery method. Payouts move through a lifecycle of statuses, from creation to completion or failure, and are fully traceable.

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Payout methods

Payout methods define how funds are delivered. Supported methods vary by country and currency. Acclaim supports payouts across a wide range of regions. See supported countries for full coverage and method availability. Examples include:
  • Bank transfers (local and international)
  • Real-time payment networks
  • Other region-specific methods
A payout link is a secure link sent to a recipient to collect required details. Use payout links when:
  • Recipient banking details are missing
  • You want recipients to choose their preferred payout method
  • You need to validate information before sending funds
Once completed, the payout proceeds automatically.

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FX and conversions

When sending cross-border payouts, Acclaim handles currency conversion with transparent rates and tracking. You can control:
  • Source and destination currencies
  • FX timing and visibility
  • Amounts delivered vs. amounts sent

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Tracking and status

Every payout includes real-time status tracking and event updates. Track:
  • Processing status
  • Delivery confirmation
  • Failures and retries
Webhooks provide programmatic updates for each stage of the payout lifecycle.

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Ways to send payouts

Choose the approach that fits your workflow:
  • API — automate payout creation and orchestration
  • File uploads — send payouts in bulk
  • Console — manage and review payouts manually

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Reconciliation

All payouts include structured data and reporting to support reconciliation.
  • Export payout data
  • Match payouts to internal records
  • Access receipts and remittance details
Last modified on March 30, 2026