Adding funds allows you to increase your Treasury balances by sending money into your accounts.
Funds are typically added using bank transfers to your virtual account details.
How adding funds works
Adding funds follows a simple flow: send, receive, and settle.
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Select a virtual account
Choose the account and currency you want to fund.
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Send a bank transfer
Initiate a transfer from your external bank account using the provided details.
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Receive funds
The transfer is processed through the banking network.
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Funds become available
Once settled, the funds are added to your available balance.
Funding methods
Funds are added through bank transfers using your virtual accounts.
Depending on the region, this may include:
- Domestic bank transfers
- Real-time payment networks
- International wire transfers (SWIFT)
See Virtual accounts for supported regions and funding methods.
Timing and availability
Funding timing depends on the payment rail used.
- Some methods are near real-time
- Others take multiple business days
- Funds may appear as pending before becoming available
Availability depends on settlement completion.
Choosing the right account
Funds must be sent to a virtual account that matches the desired currency.
- Sending funds in USD → use a USD account
- Sending funds in EUR → use a EUR account
If funds are received in a different currency than needed, you can convert them using FX.
Tracking funding activity
You can track funding activity in the Console.
Each funding event creates a transaction that includes:
- Amount and currency
- Status (pending or completed)
- Associated account
- Timestamp
You can also track updates via webhooks.
Reconciliation
Funding transactions are recorded in your ledger and can be reconciled against your external bank activity.
To improve reconciliation:
- Use consistent transfer references
- Match transactions by amount and timing
- Track funding events alongside internal records
Best practices
- Send funds to the correct currency account
- Use clear references when initiating transfers
- Monitor pending funds until settlement
- Plan for settlement timing when funding payouts
Summary
- Add funds by sending bank transfers to your virtual accounts
- Funds are credited to your Treasury balances once settled
- Timing depends on the payment method and region
- Funding transactions are tracked and available for reconciliation
Last modified on March 29, 2026
