Create a payout

curl --request POST \ --url https://api.withacclaim.com/v1/payouts \ --header 'Authorization: Bearer <token>' \ --header 'Content-Type: application/json' \ --data ' { "treasury_account_id": "<string>", "payee_id": "<string>", "funded_amount": 125000, "payment_amount": 125000, "payment_currency": "USD", "reference": "<string>", "description": "<string>", "purpose_of_payment": "ClaimReimbursement", "payout_method_id": "pom_1a2b3c4d5e", "metadata": { "custom_field": "value", "source": "api" } } '

{ "id": "po_dlZwQyd0Sn", "treasury_account_id": "tac_b0TrsSg91h", "payee_id": "pyee_KfIuLz83Ya", "batch_id": "ba_r8PxTnQ5Dv", "funded_amount": 125000, "funding_currency": "USD", "payment_amount": 125000, "payment_currency": "USD", "exchange_rate": "1.00000000", "status": "ReadyToProcess", "payout_link_url": "<string>", "payout_method": { "id": "pmet_abc123", "payout_method_type": "UnitedStatesAch", "active": true, "currency": "<string>", "country": "<string>", "account_number": "<string>", "routing_type1": "<string>", "routing_value1": "<string>", "routing_type2": "<string>", "routing_value2": "<string>", "bank_name": "<string>", "account_holder_name": "<string>", "account_type": "<string>", "swift_code": "<string>", "iban": "<string>", "tax_id_type": "<string>", "tax_id": "<string>", "payout_speed": "<string>", "created_at": "2023-11-07T05:31:56Z", "updated_at": "2023-11-07T05:31:56Z" }, "reference": "REF-2025-001", "description": "Payment for services rendered", "purpose_of_payment": "ProviderBillPayment", "processed_at": "2025-10-08T18:25:00Z", "payment_date": "2025-10-08", "swift_charge_option": "Our", "lock_side": "Funding", "failure_code": "insufficient_funds", "failure_message": "Insufficient funds in treasury account", "metadata": { "custom_field": "value", "source": "api" }, "created_at": "2025-10-08T18:20:31Z", "updated_at": "2025-10-08T18:25:00Z" }

Authorizations

Authorization

string

header

required

Bearer authentication header of the form Bearer <token>, where <token> is your auth token.

Body

application/json

treasury_account_id

string

required

ID of the treasury account to payout from

payee_id

string

required

ID of the payee to receive the payout

funded_amount

integer

Amount in smallest currency unit from the treasury account

Required range: x >= 1

Example:

125000

payment_amount

integer

Amount in smallest currency unit to send to the payee (after currency conversion)

Required range: x >= 1

Example:

125000

payment_currency

string

ISO 4217 currency code for the payment amount (3 uppercase letters)

Required string length: 3

Pattern: ^[A-Z]{3}$

Example:

"USD"

reference

string

Optional client reference for reconciliation

description

string

Optional description for the payout

Maximum string length: 255

purpose_of_payment

enum<string>

Purpose of the payment

Available options:

ProviderBillPayment,

Commission,

Refund,

ClaimReimbursement

Example:

"ClaimReimbursement"

payout_method_id

string

ID of the payout method to use for this payout

Example:

"pom_1a2b3c4d5e"

metadata

object

Optional metadata as key-value pairs

Example:

{ "custom_field": "value", "source": "api" }

Response

Payout created.

string

Example:

"po_dlZwQyd0Sn"

treasury_account_id

string | null

ID of the treasury account funding the payout

Example:

"tac_b0TrsSg91h"

payee_id

string

ID of the payee

Example:

"pyee_KfIuLz83Ya"

batch_id

string | null

ID of the payout batch if this payout belongs to one

Example:

"ba_r8PxTnQ5Dv"

funded_amount

integer | null

The amount funded from the treasury account in smallest currency unit

Example:

125000

funding_currency

string | null

ISO 4217 currency code for the funded amount

Example:

"USD"

payment_amount

integer | null

Amount sent to payee in smallest currency unit (after currency conversion)

Example:

125000

payment_currency

string | null

ISO 4217 currency code for the payment amount

Example:

"USD"

exchange_rate

string | null

Exchange rate used for currency conversion (if applicable)

Example:

"1.00000000"

status

enum<string>

Available options:

ReadyToProcess,

Processing,

Succeeded,

Failed,

Canceled,

RequiresPayeeInfo,

RequiresAction,

RequiresPayoutMethod,

NeedsApproval

payout_link_url

string<uri> | null

URL for the payout link if generated for recipient choice

payout_method

object

The payout method used for this payout

Show child attributes

reference

string | null

Client-supplied reference for reconciliation

Example:

"REF-2025-001"

description

string | null

Example:

"Payment for services rendered"

purpose_of_payment

enum<string> | null

Purpose of the payment

Available options:

ProviderBillPayment,

Commission,

Refund,

ClaimReimbursement

processed_at

string<date-time> | null

When the payout was processed

Example:

"2025-10-08T18:25:00Z"

payment_date

string<date> | null

Expected or actual payment date

Example:

"2025-10-08"

swift_charge_option

enum<string> | null

SWIFT charge option (for international wire transfers)

Available options:

Our,

Shared,

Beneficiary

lock_side

enum<string>

Which side of the FX quote has a locked rate. Funding means the funded amount is fixed; Payment means the payment amount is fixed.

Available options:

Funding,

Payment

failure_code

string | null

Error code if the payout failed

Example:

"insufficient_funds"

failure_message

string | null

Human-readable error message if the payout failed

Example:

"Insufficient funds in treasury account"

metadata

object

Optional metadata as key-value pairs

Example:

{ "custom_field": "value", "source": "api" }

created_at

string<date-time>

Example:

"2025-10-08T18:20:31Z"

updated_at

string<date-time>

Example:

"2025-10-08T18:25:00Z"

ACCLAIM API

COLLECT API

DISBURSE API

TREASURY API

Create a payout

Authorizations

Body

Response