curl --request GET \
  --url https://api.withacclaim.com/v1/payment_requests \
  --header 'Authorization: Bearer <token>'

{
  "data": [
    {
      "id": "prq_AbC123XyZ",
      "status": "RequiresPaymentMethod",
      "amount": 125000,
      "currency": "USD",
      "payer_id": "pyr_AbC123XyZ",
      "description": "Premium payment for policy #POL-2025-001",
      "reference": "ORD-2025-001",
      "idempotency_key": "idem_ord_2025_001",
      "requires_tokenization": false,
      "allows_tokenization": false,
      "payment_method": {},
      "session_identifier": "prq_AbC123XyZ_abc123...",
      "shipping_address": {
        "country": "US",
        "address1": "123 Main St",
        "address2": "Suite 100",
        "city": "New York",
        "state": "NY",
        "postal_code": "10001"
      },
      "failure_code": "card_declined",
      "failure_message": "Card was declined",
      "expires_at": "2025-12-31T23:59:59Z",
      "completed_at": "2025-10-08T18:25:00Z",
      "ip_address": "192.168.1.1",
      "user_agent": "Mozilla/5.0...",
      "metadata": {
        "custom_field": "value",
        "source": "api"
      },
      "created_at": "2025-10-08T18:20:31Z",
      "updated_at": "2025-10-08T18:25:00Z"
    }
  ],
  "next_cursor": "<string>",
  "has_more": true
}