> ## Documentation Index
> Fetch the complete documentation index at: https://docs.withacclaim.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Add funds

> Fund your Treasury accounts by sending bank transfers to your virtual accounts. Increase available balances for payouts, FX, and other operations.

Adding funds allows you to **increase your Treasury balances** by sending money into your accounts.

Funds are typically added using **bank transfers** to your virtual account details.

***

## How adding funds works

Adding funds follows a simple flow: **send**, **receive**, and **settle**.

1. **Select a virtual account**
   Choose the account and currency you want to fund.

2. **Send a bank transfer**
   Initiate a transfer from your external bank account using the provided details.

3. **Receive funds**
   The transfer is processed through the banking network.

4. **Funds become available**
   Once settled, the funds are added to your available balance.

***

## Funding methods

Funds are added through bank transfers using your virtual accounts.

Depending on the region, this may include:

* Domestic bank transfers
* Real-time payment networks
* International wire transfers (SWIFT)

See **Virtual accounts** for supported regions and funding methods.

***

## Timing and availability

Funding timing depends on the payment rail used.

* Some methods are near real-time
* Others take multiple business days
* Funds may appear as **pending** before becoming **available**

Availability depends on settlement completion.

***

## Choosing the right account

Funds must be sent to a virtual account that matches the desired currency.

* Sending funds in USD → use a USD account
* Sending funds in EUR → use a EUR account

If funds are received in a different currency than needed, you can convert them using FX.

***

## Tracking funding activity

You can track funding activity in the Console.

Each funding event creates a transaction that includes:

* Amount and currency
* Status (pending or completed)
* Associated account
* Timestamp

You can also track updates via webhooks.

***

## Reconciliation

Funding transactions are recorded in your ledger and can be reconciled against your external bank activity.

To improve reconciliation:

* Use consistent transfer references
* Match transactions by amount and timing
* Track funding events alongside internal records

***

## Best practices

* Send funds to the correct currency account
* Use clear references when initiating transfers
* Monitor pending funds until settlement
* Plan for settlement timing when funding payouts

***

## Summary

* Add funds by sending bank transfers to your virtual accounts
* Funds are credited to your Treasury balances once settled
* Timing depends on the payment method and region
* Funding transactions are tracked and available for reconciliation