> ## Documentation Index
> Fetch the complete documentation index at: https://docs.withacclaim.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Disburse Overview

> Send payouts globally with control over delivery, timing, and reconciliation. Orchestrate the full lifecycle of outgoing funds.

Send money with precision and control.
Acclaim’s disburse capabilities power payouts to **vendors, policyholders, claimants, and partners** across currencies and payment methods.

From collecting recipient details to confirming delivery, every payout is **tracked, configurable, and reconciled** in one place.

***

## How disburse works

Disburse is built around a simple lifecycle: **create**, **collect details**, **send**, and **track**.

1. **Create a payout**
   Define the amount, currency, and recipient. Payouts can be created via API, file upload, or the Console.

2. **Collect recipient details (if needed)**
   If required information is missing, Acclaim generates a **payout link** to securely collect and validate details.

3. **Send funds**
   Once ready, funds are delivered via the selected **payout method** and currency.

4. **Track and reconcile**
   Monitor status, receive webhooks, and access **receipts and remittance details** for reconciliation.

***

## Core concepts

### Payouts

A **payout** represents a transfer of funds to a recipient. It includes the **amount**, **currency**, **recipient**, and **delivery method**.

Payouts move through a lifecycle of statuses, from creation to completion or failure, and are fully traceable.

***

### Payout methods

Payout methods define **how funds are delivered**. Supported methods vary by country and currency.

Acclaim supports payouts across a wide range of regions. See **[supported countries](/guides/disburse/countries)** for full coverage and method availability.

Examples include:

* Bank transfers (local and international)
* Real-time payment networks
* Other region-specific methods

***

### Payout links

A **payout link** is a secure link sent to a recipient to collect required details.

Use payout links when:

* Recipient banking details are missing
* You want recipients to choose their preferred payout method
* You need to validate information before sending funds

Once completed, the payout proceeds automatically.

***

### FX and conversions

When sending cross-border payouts, Acclaim handles **currency conversion** with transparent rates and tracking.

You can control:

* Source and destination currencies
* FX timing and visibility
* Amounts delivered vs. amounts sent

***

### Tracking and status

Every payout includes **real-time status tracking** and event updates.

Track:

* Processing status
* Delivery confirmation
* Failures and retries

Webhooks provide programmatic updates for each stage of the payout lifecycle.

***

## Ways to send payouts

Choose the approach that fits your workflow:

* **API** — automate payout creation and orchestration
* **File uploads** — send payouts in bulk
* **Console** — manage and review payouts manually

***

## Reconciliation

All payouts include **structured data and reporting** to support reconciliation.

* Export payout data
* Match payouts to internal records
* Access receipts and remittance details