> ## Documentation Index
> Fetch the complete documentation index at: https://docs.withacclaim.com/llms.txt
> Use this file to discover all available pages before exploring further.

# New Zealand

> Payout methods, timing, transaction limits, and required fields for payouts to New Zealand.

## Supported payout methods

| Payout method               | Currencies | Typical timing    |
| --------------------------- | ---------- | ----------------- |
| Direct Credit               | NZD        | 0-1 business days |
| International Wire Transfer | See below  | 0-3 business days |

Please refer to the sections below for the key required fields and other considerations for each supported method.

## Direct Credit

New Zealand Direct Credit bank transfer

### Supported currencies

`NZD`

### Timing

| Attribute               | Value             |
| ----------------------- | ----------------- |
| Processing window       | Same day          |
| Typical delivery        | 0-1 business days |
| Business day dependency | Yes               |
| Supports instant        | No                |

### Transaction limits

| Limit type | Value             |
| ---------- | ----------------- |
| Minimum    | None              |
| Maximum    | 99,999,999.99 NZD |

### Fields

#### Payout Method Type

<ResponseField name={"payout_method_type"} type="string" required>
  **Value:** `NewZealandDirectCredit`
</ResponseField>

#### Account Number

<ResponseField name={"account_number"} type="string" required>
  15-17 digit account number starting with a 6-digit bank and branch code (format: BB-bbbb-AAAAAAAA-SSS)

  **Validation:**

  * Between 15 and 17 characters (inclusive).
  * Must match this regular expression: `^[0-9]{15,17}$`

  **Example:** `01000012345678901`
</ResponseField>

## International Wire Transfer

International wire transfer via SWIFT network

### Supported currencies

`AUD`, `CAD`, `CHF`, `CNY`, `CZK`, `DKK`, `EUR`, `GBP`, `HKD`, `HUF`, `ILS`, `JPY`, `NOK`, `NZD`, `PLN`, `RON`, `SEK`, `SGD`, `THB`, `TRY`, `USD`, `ZAR`

### Timing

| Attribute               | Value             |
| ----------------------- | ----------------- |
| Processing window       | Business days     |
| Typical delivery        | 0-3 business days |
| Business day dependency | Yes               |
| Supports instant        | No                |

### Transaction limits

| Limit type | Value |
| ---------- | ----- |
| Minimum    | None  |
| Maximum    | None  |

### Fields

#### Payout Method Type

<ResponseField name={"payout_method_type"} type="string" required>
  **Value:** `SwiftInternational`
</ResponseField>

#### Currency

<ResponseField name={"currency"} type="string" required>
  **Value:** One of `AUD`, `CAD`, `CHF`, `CNY`, `CZK`, `DKK`, `EUR`, `GBP`, `HKD`, `HUF`, `ILS`, `JPY`, `NOK`, `NZD`, `PLN`, `RON`, `SEK`, `SGD`, `THB`, `TRY`, `USD`, `ZAR`
</ResponseField>

#### Recipient Bank SWIFT/BIC Code

<ResponseField name={"swift_code"} type="string" required>
  8 or 11 character SWIFT code of recipient bank

  **Validation:**

  * Between 8 and 11 characters (inclusive).
  * Must match this regular expression: `^[A-Z]{6}[A-Z0-9]{2}([A-Z0-9]{3})?$`
  * `bic`

  **Example:** `ANZBNZ22`
</ResponseField>

#### Routing Type

<ResponseField name={"routing_type1"} type="string" required>
  **Value:** `bic`
</ResponseField>

#### Intermediary Bank SWIFT/BIC

<ResponseField name={"routing_value1"} type="string" required={false}>
  Optional, only needed if routing through correspondent bank

  **Validation:**

  * Between 8 and 11 characters (inclusive).
  * Must match this regular expression: `^[A-Z]{6}[A-Z0-9]{2}([A-Z0-9]{3})?$`
  * `bic`

  **Example:** `CHASUS33`
</ResponseField>

#### Account Number

<ResponseField name={"account_number"} type="string" required>
  **Validation:**

  * Between 1 and 50 characters (inclusive).
  * Must match this regular expression: `^[0-9A-Za-z]{1,50}$`

  **Example:** `010083417212111`
</ResponseField>

### Notes

* All payments sent via SWIFT will be instructed such that the full value of the payment should credit the beneficiary. However, Acclaim is not in control of intermediary bank adherence to SWIFT messages and cannot guarantee that the beneficiary bank will not charge their account holder for receipt of payment.
