> ## Documentation Index
> Fetch the complete documentation index at: https://docs.withacclaim.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Hong Kong SAR China

> Payout methods, timing, transaction limits, and required fields for payouts to Hong Kong SAR China.

## Supported payout methods

| Payout method                     | Currencies    | Typical timing    |
| --------------------------------- | ------------- | ----------------- |
| Faster Payment System             | CNY, HKD      | 0-1 business days |
| Real-Time Gross Settlement (RTGS) | CNY, HKD, USD | 0-1 business days |
| ACH                               | CNY, HKD      | 1-2 business days |
| International Wire Transfer       | See below     | 0-3 business days |

Please refer to the sections below for the key required fields and other considerations for each supported method.

## Faster Payment System

Hong Kong Faster Payment System (FPS)

### Supported currencies

`CNY`, `HKD`

### Timing

| Attribute               | Value             |
| ----------------------- | ----------------- |
| Processing window       | Same day          |
| Typical delivery        | 0-1 business days |
| Business day dependency | Yes               |
| Supports instant        | Yes               |

### Transaction limits

| Limit type | Value          |
| ---------- | -------------- |
| Minimum    | None           |
| Maximum    | 10,000,000 HKD |

### Fields

#### Payout Method Type

<ResponseField name={"payout_method_type"} type="string" required>
  **Value:** `HongKongFps`
</ResponseField>

#### Transfer Method

<ResponseField name={"routing_type1"} type="string" required>
  **Value:** One of `bank_code`, `phone_number`, `email_address`, `fps_identifier`, `personal_id_number`
</ResponseField>

#### Transfer Method Value

<ResponseField name={"routing_value1"} type="string" required>
  Bank code (3 digits), phone (+852-12345678), email, FPS ID (7-9 digits), or HKID (Xnnnnnn(A))

  **Example:** `Enter value based on selected method`
</ResponseField>

#### Account Number

<ResponseField name={"account_number"} type="string" required={false}>
  Account number (8-17 digits). Required when using bank code. The first 3 digits are usually a valid branch code from the bank selected

  **Validation:**

  * Between 8 and 17 characters (inclusive).
  * Must match this regular expression: `^[0-9]{8,17}$`

  **Example:** `12345678901234567`
</ResponseField>

#### Currency

<ResponseField name={"currency"} type="string" required>
  **Value:** One of `HKD`, `CNY`
</ResponseField>

## Real-Time Gross Settlement (RTGS)

Hong Kong Real-Time Gross Settlement (RTGS)

### Supported currencies

`CNY`, `HKD`, `USD`

### Timing

| Attribute               | Value             |
| ----------------------- | ----------------- |
| Processing window       | Same day          |
| Typical delivery        | 0-1 business days |
| Business day dependency | Yes               |
| Supports instant        | No                |

### Transaction limits

| Limit type | Value |
| ---------- | ----- |
| Minimum    | None  |
| Maximum    | None  |

### Fields

#### Payout Method Type

<ResponseField name={"payout_method_type"} type="string" required>
  **Value:** `HongKongRtgs`
</ResponseField>

#### SWIFT / BIC Code

<ResponseField name={"swift_code"} type="string" required>
  8 or 11 character SWIFT code of recipient bank. Should be a valid and supported BIC-8 or BIC-11 code

  **Validation:**

  * Between 8 and 11 characters (inclusive).
  * Must match this regular expression: `^[A-Z]{6}[A-Z0-9]{2}([A-Z0-9]{3})?$`
  * `bic`

  **Example:** `HSBCHKHH`
</ResponseField>

#### Account Number

<ResponseField name={"account_number"} type="string" required>
  Account number (8-17 digits). The first 3 digits are usually a valid branch code from the bank selected

  **Validation:**

  * Between 8 and 17 characters (inclusive).
  * Must match this regular expression: `^[0-9]{8,17}$`

  **Example:** `12345678901234567`
</ResponseField>

#### Currency

<ResponseField name={"currency"} type="string" required>
  **Value:** One of `HKD`, `CNY`, `USD`
</ResponseField>

## ACH

Hong Kong ACH payment system

### Supported currencies

`CNY`, `HKD`

### Timing

| Attribute               | Value             |
| ----------------------- | ----------------- |
| Processing window       | Business days     |
| Typical delivery        | 1-2 business days |
| Business day dependency | Yes               |
| Supports instant        | No                |

### Transaction limits

| Limit type | Value |
| ---------- | ----- |
| Minimum    | None  |
| Maximum    | None  |

### Fields

#### Payout Method Type

<ResponseField name={"payout_method_type"} type="string" required>
  **Value:** `HongKongAch`
</ResponseField>

#### Routing Type

<ResponseField name={"routing_type1"} type="string" required>
  **Value:** `bank_code`
</ResponseField>

#### Bank Code

<ResponseField name={"routing_value1"} type="string" required>
  3-digit number to identify a bank in Hong Kong

  **Validation:**

  * Exactly 3 characters.
  * Must match this regular expression: `^[0-9]{3}$`

  **Example:** `004`
</ResponseField>

#### Account Number

<ResponseField name={"account_number"} type="string" required>
  Account number (8-17 digits). The first 3 digits are usually a valid branch code from the bank selected

  **Validation:**

  * Between 8 and 17 characters (inclusive).
  * Must match this regular expression: `^[0-9]{8,17}$`

  **Example:** `12345678901234567`
</ResponseField>

#### Currency

<ResponseField name={"currency"} type="string" required>
  **Value:** One of `HKD`, `CNY`
</ResponseField>

## International Wire Transfer

International wire transfer via SWIFT network

### Supported currencies

`AUD`, `CAD`, `CHF`, `CNY`, `CZK`, `DKK`, `EUR`, `GBP`, `HKD`, `HUF`, `ILS`, `JPY`, `NOK`, `NZD`, `PLN`, `RON`, `SEK`, `SGD`, `THB`, `TRY`, `USD`, `ZAR`

### Timing

| Attribute               | Value             |
| ----------------------- | ----------------- |
| Processing window       | Business days     |
| Typical delivery        | 0-3 business days |
| Business day dependency | Yes               |
| Supports instant        | No                |

### Transaction limits

| Limit type | Value |
| ---------- | ----- |
| Minimum    | None  |
| Maximum    | None  |

### Fields

#### Payout Method Type

<ResponseField name={"payout_method_type"} type="string" required>
  **Value:** `SwiftInternational`
</ResponseField>

#### Currency

<ResponseField name={"currency"} type="string" required>
  **Value:** One of `AUD`, `CAD`, `CHF`, `CNY`, `CZK`, `DKK`, `EUR`, `GBP`, `HKD`, `HUF`, `ILS`, `JPY`, `NOK`, `NZD`, `PLN`, `RON`, `SEK`, `SGD`, `THB`, `TRY`, `USD`, `ZAR`
</ResponseField>

#### Recipient Bank SWIFT/BIC Code

<ResponseField name={"swift_code"} type="string" required>
  8 or 11 character SWIFT code of recipient bank

  **Validation:**

  * Between 8 and 11 characters (inclusive).
  * Must match this regular expression: `^[A-Z]{6}[A-Z0-9]{2}([A-Z0-9]{3})?$`
  * `bic`

  **Example:** `HASEHKHH`
</ResponseField>

#### Routing Type

<ResponseField name={"routing_type1"} type="string" required>
  **Value:** `bic`
</ResponseField>

#### Intermediary Bank SWIFT/BIC

<ResponseField name={"routing_value1"} type="string" required={false}>
  Optional, only needed if routing through correspondent bank

  **Validation:**

  * Between 8 and 11 characters (inclusive).
  * Must match this regular expression: `^[A-Z]{6}[A-Z0-9]{2}([A-Z0-9]{3})?$`
  * `bic`

  **Example:** `CHASUS33`
</ResponseField>

#### Account Number

<ResponseField name={"account_number"} type="string" required>
  **Validation:**

  * Between 8 and 17 characters (inclusive).
  * Must match this regular expression: `^[A-Za-z0-9]{8,17}$`

  **Example:** `786005728434`
</ResponseField>

### Notes

* All payments sent via SWIFT will be instructed such that the full value of the payment should credit the beneficiary. However, Acclaim is not in control of intermediary bank adherence to SWIFT messages and cannot guarantee that the beneficiary bank will not charge their account holder for receipt of payment.