> ## Documentation Index
> Fetch the complete documentation index at: https://docs.withacclaim.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Australia

> Payout methods, timing, transaction limits, and required fields for payouts to Australia.

## Supported payout methods

| Payout method               | Currencies | Typical timing    |
| --------------------------- | ---------- | ----------------- |
| New Payments Platform       | AUD        | 0-1 business days |
| Direct Entry (BECS)         | AUD        | 0-2 business days |
| BPAY                        | AUD        | 0-1 business days |
| International Wire Transfer | See below  | 0-3 business days |

Please refer to the sections below for the key required fields and other considerations for each supported method.

## New Payments Platform

Australian real-time payment system with PayID

### Supported currencies

`AUD`

### Timing

| Attribute               | Value             |
| ----------------------- | ----------------- |
| Processing window       | Same day          |
| Typical delivery        | 0-1 business days |
| Business day dependency | Yes               |
| Supports instant        | Yes               |

### Transaction limits

| Limit type | Value          |
| ---------- | -------------- |
| Minimum    | None           |
| Maximum    | 10,000,000 AUD |

### Fields

#### Payout Method Type

<ResponseField name={"payout_method_type"} type="string" required>
  **Value:** `AustraliaNpp`
</ResponseField>

#### Transfer Method

<ResponseField name={"routing_type1"} type="string" required>
  **Value:** One of `bsb`, `phone_number`, `email_address`, `australian_business_number`, `organisation_identifier`
</ResponseField>

#### Transfer Method Value

<ResponseField name={"routing_value1"} type="string" required={false}>
  Email, mobile number (+61), ABN, or ACN

  **Validation:**

  * `payid_validation`

  **Example:** `john.smith@email.com or +61412345678`
</ResponseField>

#### Account Number

<ResponseField name={"account_number"} type="string" required={false}>
  **Validation:**

  * Between 6 and 10 characters (inclusive).
  * Must match this regular expression: `^[0-9]{6,10}$`

  **Example:** `12345678`
</ResponseField>

## Direct Entry (BECS)

Australian direct entry bank transfer

### Supported currencies

`AUD`

### Timing

| Attribute               | Value             |
| ----------------------- | ----------------- |
| Processing window       | Business days     |
| Typical delivery        | 0-2 business days |
| Business day dependency | Yes               |
| Supports instant        | No                |

### Transaction limits

| Limit type | Value |
| ---------- | ----- |
| Minimum    | None  |
| Maximum    | None  |

### Fields

#### Payout Method Type

<ResponseField name={"payout_method_type"} type="string" required>
  **Value:** `AustraliaBecs`
</ResponseField>

#### Routing Type

<ResponseField name={"routing_type1"} type="string" required>
  **Value:** `bsb`
</ResponseField>

#### BSB Number

<ResponseField name={"routing_value1"} type="string" required>
  6-digit BSB in XXX-XXX format

  **Validation:**

  * At most 7 characters.
  * Must match this regular expression: `^(?:[0-9]{6}|[0-9]{3}-[0-9]{3})$`

  **Example:** `062-001`
</ResponseField>

#### Account Number

<ResponseField name={"account_number"} type="string" required>
  **Validation:**

  * Between 6 and 10 characters (inclusive).
  * Must match this regular expression: `^[0-9]{6,10}$`

  **Example:** `12345678`
</ResponseField>

## BPAY

Australian BPAY bill payment system

### Supported currencies

`AUD`

### Timing

| Attribute               | Value             |
| ----------------------- | ----------------- |
| Processing window       | Same day          |
| Typical delivery        | 0-1 business days |
| Business day dependency | Yes               |
| Supports instant        | No                |

### Transaction limits

| Limit type | Value |
| ---------- | ----- |
| Minimum    | None  |
| Maximum    | None  |

### Fields

#### Payout Method Type

<ResponseField name={"payout_method_type"} type="string" required>
  **Value:** `AustraliaBpay`
</ResponseField>

#### Routing Type

<ResponseField name={"routing_type1"} type="string" required>
  **Value:** `bpay_biller_code`
</ResponseField>

#### BPAY Biller Code

<ResponseField name={"routing_value1"} type="string" required>
  Unique number registered on BPAY to identify a biller (up to 10 digits)

  **Validation:**

  * Between 1 and 10 characters (inclusive).
  * Must match this regular expression: `^[0-9]{1,10}$`

  **Example:** `75556`
</ResponseField>

#### Routing Type 2

<ResponseField name={"routing_type2"} type="string" required>
  **Value:** `bpay_customer_reference`
</ResponseField>

#### Customer Reference Number (CRN)

<ResponseField name={"routing_value2"} type="string" required>
  Unique number that the biller uses to identify your account or invoice (up to 20 digits)

  **Validation:**

  * Between 1 and 20 characters (inclusive).
  * Must match this regular expression: `^[0-9]{1,20}$`

  **Example:** `123456789012345678`
</ResponseField>

## International Wire Transfer

International wire transfer via SWIFT network

### Supported currencies

`AUD`, `CAD`, `CHF`, `CNY`, `CZK`, `DKK`, `EUR`, `GBP`, `HKD`, `HUF`, `ILS`, `JPY`, `NOK`, `NZD`, `PLN`, `RON`, `SEK`, `SGD`, `THB`, `TRY`, `USD`, `ZAR`

### Timing

| Attribute               | Value             |
| ----------------------- | ----------------- |
| Processing window       | Business days     |
| Typical delivery        | 0-3 business days |
| Business day dependency | Yes               |
| Supports instant        | No                |

### Transaction limits

| Limit type | Value |
| ---------- | ----- |
| Minimum    | None  |
| Maximum    | None  |

### Fields

#### Payout Method Type

<ResponseField name={"payout_method_type"} type="string" required>
  **Value:** `SwiftInternational`
</ResponseField>

#### Currency

<ResponseField name={"currency"} type="string" required>
  **Value:** One of `AUD`, `CAD`, `CHF`, `CNY`, `CZK`, `DKK`, `EUR`, `GBP`, `HKD`, `HUF`, `ILS`, `JPY`, `NOK`, `NZD`, `PLN`, `RON`, `SEK`, `SGD`, `THB`, `TRY`, `USD`, `ZAR`
</ResponseField>

#### Recipient Bank SWIFT/BIC Code

<ResponseField name={"swift_code"} type="string" required>
  8 or 11 character SWIFT code of recipient bank

  **Validation:**

  * Between 8 and 11 characters (inclusive).
  * Must match this regular expression: `^[A-Z]{6}[A-Z0-9]{2}([A-Z0-9]{3})?$`
  * `bic`

  **Example:** `NATAAU3302S`
</ResponseField>

#### Routing Type

<ResponseField name={"routing_type1"} type="string" required>
  **Value:** `bic`
</ResponseField>

#### Intermediary Bank SWIFT/BIC

<ResponseField name={"routing_value1"} type="string" required={false}>
  Optional, only needed if routing through correspondent bank

  **Validation:**

  * Between 8 and 11 characters (inclusive).
  * Must match this regular expression: `^[A-Z]{6}[A-Z0-9]{2}([A-Z0-9]{3})?$`
  * `bic`

  **Example:** `CHASUS33`
</ResponseField>

#### Account Number

<ResponseField name={"account_number"} type="string" required>
  **Validation:**

  * Between 6 and 20 characters (inclusive).
  * Must match this regular expression: `^[0-9A-Za-z]{6,20}$`

  **Example:** `716978952`
</ResponseField>

### Notes

* All payments sent via SWIFT will be instructed such that the full value of the payment should credit the beneficiary. However, Acclaim is not in control of intermediary bank adherence to SWIFT messages and cannot guarantee that the beneficiary bank will not charge their account holder for receipt of payment.