> ## Documentation Index > Fetch the complete documentation index at: https://docs.withacclaim.com/llms.txt > Use this file to discover all available pages before exploring further. # Retrieve a payment method ## OpenAPI ````yaml https://api.withacclaim.com/openapi.yaml get /payers/{payer_id}/payment_methods/{payment_method_id} openapi: 3.1.0 info: title: Acclaim API version: 1.0.0 description: > Payments infrastructure built for the insurance industry. This specification describes the core resources and operations for treasury accounts, payouts, funding, and more. Authentication uses a secret API key passed as a Bearer token. The API is JSON-only and available via HTTPS only. servers: - url: https://api.withacclaim.com/v1 security: - bearerAuth: [] tags: - name: Treasury / Treasury Accounts description: Manage treasury accounts and balances. - name: Payees description: Manage recipients of payouts. - name: Payout Methods description: Manage payout methods (e.g. bank accounts) for a payee. - name: Payouts description: Create and track individual payouts. - name: Payout Batches description: Create and track groups of payouts. - name: Treasury / Funding description: Move funds between settlement accounts and treasury accounts. - name: Payment Requests description: Create and manage payment requests for collecting payments. - name: Setup Requests description: Create and manage setup requests for securely storing payment methods. - name: Refunds description: Create and manage refunds for payments. - name: Payers description: Create and manage payers for payment collection. - name: Payment Methods description: Manage payment methods (e.g. cards, bank accounts) for a payer. paths: /payers/{payer_id}/payment_methods/{payment_method_id}: get: tags: - Payment Methods summary: Retrieve a payment method parameters: - $ref: '#/components/parameters/PayerId' - $ref: '#/components/parameters/PaymentMethodId' responses: '200': description: The payment method. content: application/json: schema: $ref: '#/components/schemas/PaymentMethod' default: $ref: '#/components/responses/ErrorResponse' components: parameters: PayerId: name: payer_id in: path required: true schema: type: string description: ID of the payer. PaymentMethodId: name: payment_method_id in: path required: true schema: type: string description: ID of the payment method. schemas: PaymentMethod: type: object properties: id: type: string example: pm_AbC123XyZ type: type: string enum: - Card - AchDebit - SepaDebit - WireTransfer - PaperCheck - Cash - Paypal - ApplePay - GooglePay - Venmo - Zelle example: Card description: Type of payment method active: type: boolean example: true description: Whether the payment method is active default: type: boolean example: false description: Whether this is the default payment method for the payer card: allOf: - $ref: '#/components/schemas/CardPaymentMethodDetails' nullable: true description: Card details (present when type is Card) ach_debit: allOf: - $ref: '#/components/schemas/AchPaymentMethodDetails' nullable: true description: ACH bank account details (present when type is AchDebit) sepa_debit: allOf: - $ref: '#/components/schemas/SepaPaymentMethodDetails' nullable: true description: SEPA bank account details (present when type is SepaDebit) paypal: allOf: - $ref: '#/components/schemas/PayPalPaymentMethodDetails' nullable: true description: PayPal account details (present when type is Paypal) created_at: type: string format: date-time example: '2025-10-08T18:20:31Z' updated_at: type: string format: date-time example: '2025-10-08T18:25:00Z' CardPaymentMethodDetails: type: object properties: brand: type: string nullable: true enum: - Visa - Mastercard - Amex - Discover - DinersClub - Jcb - UnionPay - Maestro - Unknown example: Visa description: Card brand last4: type: string nullable: true example: '4242' description: Last four digits of the card number expiry_month: type: string nullable: true example: '09' description: Card expiry month (MM) expiry_year: type: string nullable: true example: '2026' description: Card expiry year (YYYY) funding: type: string nullable: true enum: - Credit - Debit - Prepaid - DeferredDebit - Charge - Unknown example: Credit description: Card funding type cardholder_name: type: string nullable: true example: John Doe description: Cardholder name country: type: string nullable: true example: US description: Card issuing country (ISO 3166-1 alpha-2) currency: type: string nullable: true example: USD description: Card currency (ISO 4217) fingerprint: type: string nullable: true description: Unique fingerprint for the card created_at: type: string format: date-time example: '2025-10-08T18:20:31Z' updated_at: type: string format: date-time example: '2025-10-08T18:25:00Z' AchPaymentMethodDetails: type: object properties: account_number: type: string nullable: true description: Bank account number (may be masked) routing_number: type: string nullable: true description: Bank routing number country: type: string nullable: true example: US description: Country (ISO 3166-1 alpha-2) currency: type: string nullable: true example: USD description: Currency (ISO 4217) created_at: type: string format: date-time example: '2025-10-08T18:20:31Z' updated_at: type: string format: date-time example: '2025-10-08T18:25:00Z' SepaPaymentMethodDetails: type: object properties: iban: type: string nullable: true description: International Bank Account Number country: type: string nullable: true example: DE description: Country (ISO 3166-1 alpha-2) currency: type: string nullable: true example: EUR description: Currency (ISO 4217) created_at: type: string format: date-time example: '2025-10-08T18:20:31Z' updated_at: type: string format: date-time example: '2025-10-08T18:25:00Z' PayPalPaymentMethodDetails: type: object properties: email: type: string format: email nullable: true description: PayPal account email address payer_id: type: string nullable: true description: PayPal payer ID created_at: type: string format: date-time example: '2025-10-08T18:20:31Z' updated_at: type: string format: date-time example: '2025-10-08T18:25:00Z' Error: type: object properties: error: type: object properties: code: type: string example: invalid_request message: type: string example: 'Missing required field: amount' details: type: object additionalProperties: true request_id: type: string example: req_7lYt4o2x responses: ErrorResponse: description: Error payload. content: application/json: schema: $ref: '#/components/schemas/Error' securitySchemes: bearerAuth: type: http scheme: bearer bearerFormat: API Key ````